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It's called a Retained Death Benefit Option, and it's redefining how you can access the value of your life insurance policy.

"An unimaginable windfall."

"A great experience."

"Outstanding service!"

David H., Arkansas

Ted B., Texas

Fred H., Connecticut

We call it a life settlement. 
Our clients call it many things...

A Retained Death Benefit enables you to exchange your existing life insurance policy for a smaller policy with no future premium obligations. You can even elect to receive a combination of cash and coverage — a win-win solution for those who need cash but also want to maintain coverage.


If you're 65 years or older and own a life insurance policy of $100,000 or more, you could qualify. Get started today to reduce your monthly expenses while maintaining coverage for your loved ones.

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Settle for More.

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No Future Premiums!

  • Maintain Coverage
  • Eliminate Premium Expenses
  • Receive Guaranteed Coverage

Find Out if You Qualify

It's called a Retained Death Benefit Option, and it's redefining how you can access the value of your life insurance policy.

Insureds 60 years or older.

$100,000 or greater.

Any policy type.

Any policy type may qualify, even term!

No maximum death benefit.

Life expectancies up to 20 years or more.

Don't settle for less than you deserve.

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